Every small business owner knows that sinking feeling. An employee walks into your office and says, “Can we talk?” You already know what’s coming. They’ve decided to move on. You smile, wish them well — and inside, your mind starts racing:Who’s going to cover their work?How will we train a replacement?Where is everything they were working on even documented? Suddenly, your plans for growth take a back seat while you scramble just to keep things from falling apart. It’s one of